Privacy

Ricksaggese.com will not collect or retain any information about you
personally (that is, your name, address, telephone number, or e-mail
address) unless you provide it to us voluntarily.  If you register for our
monthly newsletter, we will hold your name and email
information for future notifications.  If you decide you would like to be
removed from our mailing list, just click unsubscribe at the bottom of the email.

Security

Ricksaggese.com uses PayPal for all methods of payment.  The security of
members’ information, transactions and money balances, is a top priority
at PayPal.  PayPal uses the Secure Sockets Layer protocol (SSL) with an
encryption key length of 128-bits (the highest level commercially
available).  If your browser does not currently contain or support the
128-bit encryption level, you may need to upgrade it to be able to access
the PayPal website and conduct transactions.  PayPal is committed to
handling your customer information with high standards of information
security. Your credit card and bank account information are stored only in
encrypted form on computers that are not connected to the Internet. They
restrict access to your personally identifiable information to employees
who need to know that information in order to provide products or services
to you. They maintain physical, electronic and procedural safeguards that
comply with federal regulations to guard your nonpublic personal
information. Finally they test our security systems regularly and also
contract with outside companies to audit our security systems and
processes.

Links To Other Sites

Since third-party sites are owned and operated independently, we cannot
ensure the protection of any personal information that you provide to a
third-party site that links to or from ricksaggese.com.  These third-party
sites may have their separate privacy and data collection practices that
are beyond our control.  Any personal information that you provide to
these third-party sites, will be regulated by their privacy policy, if
any.  Ricksaggese.com can assume no responsibility or liability,
whatsoever, for the practices, actions or policies of these third-party
sites, and cannot be responsible for the content or privacy practices of
such sites.

Acceptance of These Terms

By using this website, you agree to this Security and Privacy Statement.
If you do not agree to this policy, please do not use ricksaggese.com.
Ricksaggese.com reserves the right to change this policy at any time. Your
continued use of ricksaggese.com following the posting of changes to our
Privacy Policy will signify your acceptance of those changes.

Return Policy

We do not accept returns on any clothing, instructional CD’s or DVD’s.  If the CD or
DVD is defective, please notify us within 48 hours of receiving the
damaged item and we will send you a replacement.  Due to the nature of the
service of online training, there is a no return/refund policy.  The
customer is responsible for submitting and clearly stating the desired
skill he/she would like evaluated.  It is necessary to submit your request
in the correct format. Thank you.

Shipping

Ricksaggese.com uses the United States Postal Service (USPS) for the majority of it’s
shipping needs.  We do not include insurance with the majority of our
products and services we ship First Class/Priority Mail.  If the customer
desires to purchase insurance, please contact info@ricksaggese.com prior
to purchasing item(s) to get the appropriate cost adjustment.
Ricksaggese.com will not be held responsible for lost items in transit,
however, we will work with the customer if contacted in a reasonable time
frame. We strive to get our item(s) shipped promptly within 2 days from
order.  For prices on international shipping, please contact us before
purchasing.